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INTRODUCING CRYPTO 2.0

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A Global Decentralized
Digital Financial Services Network

For Central Banks and Financial Institutions

A Continuous Demand

Monetary System

01 CRYPTO 2.0

Crypto 2.0 is an open standard for realizing a digital currency public monetary system for central banks, retail and commercial banks, Fintech, and cryptocurrency exchanges. Crypto 2.0 adopts cryptographic technologies, processes, and protocols compliant with regulated banking and financial services.

The term was coined by Darrell Hubbard, a founding member of the Digital Currency Monetary Authority, to distinguish Universal Monetary Unit (“UMU”) aka Unicoin and the Unicoin Network, the first Crypto 2.0 platform, from Bitcoin and the other alt coins designed to operate outside of financial institutions.

Crypto 2.0 reimagines cryptographic cash and cryptographic protocols compliant and monetizable for the banking and financial services industries.

Key features of Crypto 2.0 include –

  • Staked Proof of Trust (SPOT), a high-performance trusted consensus protocol
  • Point-to-point cryptographic cash for retail CBDC
  • Peer-to-peer cryptographic cash for wholesale CBDC
  • Digital Know Your Customer (KYC)
  • Privacy and Data Protections
  • Jurisdictional Anti-Money Laundering (AML) rules and monitoring
  • Jurisdictional sanctions enforcement
  • Multi-Ledger DLT (mDLT) for full-service digital banking
  • Open Standards for Cross-CBDC interoperability

Crypto 2.0 Componentized Architecture

Digital Currency Public Monetary System
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Open Standards
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Digital Currency Specification

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Payment Messaging Protocol

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Tokenized FSP Registry

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Foundational Technology
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Digital Cash Signatures

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Encrypted Security

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Wireless
Messaging Protocol

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Digital Mobile Applications
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Digital Banking

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Digital Banking

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Digital Payments